The future of cash flow forecasting is here

Many businesses use spreadsheets in order to prepare their cash flow forecasts. Often, these are prepared by re-keying core information from their accounting packages and adding their anticipated payments and sales to help understand their working capital and, therefore, their cash flow. Traditionally, producing these documents has been both time consuming and prone to error.

The OSMO® CashCaster reports instantly, in real-time, producing the cash flow forecast for each business based upon both the historical and current information contained within the business’s accounts package. No re-keying or data entry is required and the predictive information is founded upon a comprehensive view of the business’s past and current trading patterns.

Now, OSMO® CashCaster from Vision Critical enables lenders to predict the cash flow and funds flow movements of a client’s business in the coming 30 to 60 days with far greater accuracy.

The reports produced by the OSMO® CashCaster can also help you identify if a business is right to move from conventional funding to Asset Based Lending and the effect this has on the cash flow and funds flow.

It is also vital that Asset Based Lenders can accurately assess the value of their security before providing funds. Prior to releasing the funds they will investigate the delivery process, invoicing process, sales ledger management and credit control function.

The new suite of OSMO® CashCaster reports can show immediately if a business is buying or selling more than it needs in order to retain enough cash to continue trading and if sales are being pre-invoiced or are simply fresh air. Lenders need accurate, real-time information to make business decisions and to predict potential fraud at an early stage, not only across a portfolio but also on an individual account basis, with complete invoice narrative.

OSMO® CashCaster is proactive and acts as an early warning system. Lenders will see immediately if cash is being washed through the trust account, buying them the time they need to respond decisively.

OSMO® has evolved from the extraction and transfer of data into the key management information source for all lenders.

To find out more about how OSMO® can give you the predictive picture you need to manage your portfolio and reduce your risk even more effectively, please contact us.